Are you looking for a property in Berlin and the surrounding area?

Buying real estate is a complex task and mostly a personal matter.

Home ownership in Berlin has never been worth more than it is today. The high demand as well as the shortage of living space make houses and condominiums in Berlin a sought-after commodity. Now the European Central Bank has once again reacted to the ongoing record inflation with a historic interest rate step in the Eurozone and at the same time holds out the prospect of further interest rate increases in the coming months. By the end of 2022, interest rates of around 3.5 percent are expected for ten-year loans – a necessary measure to continue to fight inflation. At the same time, the expected increase in the key interest rate is already priced into current construction rates.

Even if the rising interest rates make real estate transactions, which are largely financed with loans, more expensive, the interest rates are still at a relatively favourable level in a long-term comparison. The Berlin property market is stable – prices are at a high level. A good starting situation.

For borrowers with an existing loan, nothing will change for the time being – however, it is important to ensure that follow-up financing is in place in good time before this loan expires.

Therefore, it is even more important to seek the advice of an experienced real estate agent or financing specialist who will accompany you through all the processes, provide you with advice and enable you to obtain customised and individually tailored real estate financing.

Would you like to know how the changed interest rate environment, the abolition of the negative deposit interest rate and inflation on the German real estate market are affecting the demand for residential property in Berlin; which properties come into question within the framework of your budget or how much equity you need to raise when buying?

Let our real estate specialists advise you.